SBA Loans

What is an SBA Loan?

An SBA loan is a long-term, low-interest small business loan partially guaranteed by the government.

What Do I Need to Qualify?

  • 1+ years in business
  • 620+ credit score
  • $70,000+ in annual revenue

Disclaimer: These are general qualifications. Other information will be considered during your application.

How Do I Apply?

There are many large and local banks that offer SBA loans, but for an easier and quicker process, please fill out the form on the right so you will be guided FREE of charge.

SBA Loans Snapshot

 

Under the U.S. Small Business Administration’s various “SBA loan” programs, you can borrow money for nearly any business purpose—including adding to working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even funding the acquisition of other businesses.

-Minimum Loan Amount

$100,000+

-Loan Term

5 – 20 years

-Interest Rates

Starting at 6.5%

-Speed

As little as 2 weeks

 Pros 

Lowest down payments

Longest payment terms

Reasonable interest rates

Suitable for a wide range of business purposes

Cons

Lengthy paperwork

Longer approval times

May require collateral

Funding Breakdown - General Project Details!

Apply Here for all your real estate funding needs!

  • ***Must answer all questions or Type N/A if not applicable

  • Applicants

  • Property / project / business address

  • Preferences

  • Section 2 - Venture

  • Date Format: MM slash DD slash YYYY

  • Financials

  • Status

  • Section 3 - Applicants

  • Financial Strength

  • Declarations

  • (This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If “Yes,” provide details, including date, name, and address of Lender, FHA or VA case number, if any, and reasons for the action.)

  • Referrals

  • *****Must check box below in order to submit*****

  • Based on application strength, from acquisition and development through permanent financing, Dharma Capital, Inc. connects clients to other lenders for projects that may not fit within our lending guidelines. Dharma Capital Inc. is a private equity firm and compensated on the Settlement Statement when we recommend a specialty product to achieve your funding goals. Client compensation may be offset by lender participation. We protect broker referrals.
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