SBA Loans

What is an SBA Loan?

An SBA loan is a long-term, low-interest small business loan partially guaranteed by the government.

What Do I Need to Qualify?

1+ years in business
620+ credit score
$70,000+ in annual revenue

Disclaimer: These are general qualifications. Other information will be considered during your application.

How Do I Apply?

There are many large and local banks that offer SBA loans, but for an easier and quicker process, please fill out the form on the right so you will be guided FREE of charge.

SBA Loans Snapshot

Under the U.S. Small Business Administration’s various “SBA loan” programs, you can borrow money for nearly any business purpose—including adding to working capital, purchasing inventory or equipment, refinancing other debts, buying real estate, or even funding the acquisition of other businesses.

-Minimum Loan Amount

$100,000+

-Loan Term

5 – 20 years

-Interest Rates

Starting at 6.5%

-Speed

As little as 2 weeks

Pros

Lowest down payments

Longest payment terms

Reasonable interest rates

Suitable for a wide range of business purposes

Cons

Lengthy paperwork

Longer approval times

May require collateral

Funding Breakdown - General Project Details!

Apply Here for all your real estate funding needs!

***Must answer all questions or Type N/A if not applicable
Applicants
Company or Entity
Main principal / Borrower
Address
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
Email*
Cell Phone
Other Phone
Co - borrower / Co - principal
First Last
Property / project / business address
Address*
Street Address Address Line 2 City State / Province / Region ZIP / Postal Code Country
County*
Preferences
Check all that apply.
- Sba
- Hard Money
- Traditional loan
- Bridge loan
- Other
Please describe other:
Documentation Requested*
Desire loan terms (years)
Desire Interest Rate
Would you consider equity sharing to get approved?
- Yes
- No
If yes, what %?
Section 2 - Venture
Type
Explain other
If a purchase, do you have property under contract?
- Yes
- No
Enter Purchase Amount:
When does contract expire?
Date Format: MM slash DD slash YYYY
Financials
Total proceeds requested*
Current market value
Improvement costs
Completed project value
Gross annual income*
Net operating income*
Total liens, mortgages, encumbrances
Applicant’s cash investment in this venture to date
Detail explanation.
Describe your EXACT needs & how proceeds to be used.
Status
Prior turn downs or concerns
Please attach all reports you have on hand (appraisal, feasibility, & environmental study).
Detail status and timing of state and local government approvals.
Section 3 - Applicants
Detail and identify similar successful project venture experience in last 3 years
Detail EXACT loan payoff exit strategy and timeline as well as source of repayment for your funding request?
Do you an Executive Summary to submit via email? Please upload
Do you have a brief 3-5 year Pro Forma (if applicable)? please upload
Financial Strength
Principal(s) net worth
Credit Range
Additional collateral - Detailed list of real estate, securities, etc. currently owned that could be used to cross-collateralize if required
Explain any other important details that have not been discussed in any of the above questions.
Declarations
Are there any outstanding judgments against you?*
Have you been declared bankrupt within the past 7 years?*
Have you had property foreclosed upon or given title or deed in lieu thereof in the last 7 years?*
Are you a party to a lawsuit?*
Have you directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment?*
(This would include such loans as home mortgage loans, SBA loans, home improvement loans, educational loans, manufactured (mobile) home loans, any mortgage, financial obligation, bond, or loan guarantee. If “Yes,” provide details, including date, name, and address of Lender, FHA or VA case number, if any, and reasons for the action.)
Referrals
*****Must check box below in order to submit*****
Maximize your ability to get funded*
Based on application strength, from acquisition and development through permanent financing, Dharma Capital, Inc. connects clients to other lenders for projects that may not fit within our lending guidelines. Dharma Capital Inc. is a private equity firm and compensated on the Settlement Statement when we recommend a specialty product to achieve your funding goals. Client compensation may be offset by lender participation. We protect broker referrals.
- Yes
- NO
Please write name here if you agree*
First Last
Name
This field is for validation purposes and should be left unchanged.

Save and Continue Later

We respect your privacy. See our privacy policy.